Insurance cover !!!!! what is not coverd

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kib1
Posts: 19
Joined: Fri Jan 10, 2025 5:21 pm

Post by kib1 »

Hi all my car insurance is due for renual soon, so did search for best price,
Warning for all the Iconic owners read the exclusions panoramic glass roof not coverd in a lot of policies !!!!
this is all makes exclusion so do read before buying or and check current policy , for the cover exclusions you may or may not have full glass cover .
soft tops are not coverd by some policys .

kib1
Posts: 19
Joined: Fri Jan 10, 2025 5:21 pm

Post by kib1 »

Hi all my car insurance policy it due for renual i did search for best price.

Warning to Iconic owners some policies do not cover panaramic glass roof !!!
please read exclusions in any policy before buying ,, may be worth checking existing policy ?

the above is any moddle car also convertable roof not coverd in some policys ,
also worth a check is volantary or and imposed execces .
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Daw-uk
Posts: 84
Joined: Sun Sep 29, 2024 4:07 pm

Post by Daw-uk »

interesting..... however if you declare the full model as "Iconic" which has a factory fitted glass roof, I would be very surprised if it was not covered.

For sure, if you (a) declared the wrong model, or (b) fitted any modifications - then, fair game.
Iconic Esprit Alpine
kib1
Posts: 19
Joined: Fri Jan 10, 2025 5:21 pm

Post by kib1 »

Hi daw-uk
thanks for responding and your views

i apreciate your thinking , i have an iconic version, and declare

i looked at two cheap quotes both do not cover panaramic roof glass.
these cheap policys are intentionaly limited in cover to reduce insures liability one need to look carfully at underwriting exclusions sections ,
and exxcess damage costs imposed and taken , before purtchase.
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Rizmo
Posts: 168
Joined: Wed Sep 25, 2024 6:33 pm

Post by Rizmo »

kib1 wrote: Thu Jun 26, 2025 11:18 am Hi all my car insurance policy it due for renual i did search for best price.

Warning to Iconic owners some policies do not cover panaramic glass roof !!!
please read exclusions in any policy before buying ,, may be worth checking existing policy ?

the above is any moddle car also convertable roof not coverd in some policys ,
also worth a check is volantary or and imposed execces .
I checked my insurance and all glass appears to be covered. See attached.

FOTO_20250628_200045.jpg

Symbioz Iconic Esprit Alpine
ChrisM50
Posts: 16
Joined: Wed Apr 16, 2025 1:15 pm

Post by ChrisM50 »

It will always be covered but often only as a full claim. Mine is half way, it is classed as a glass claim but the excess is the full excess not the glass excess.
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